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Money

How to negotiate your salary when it feels terrifying — a script that works

The FTG Team · March 3, 2026

Salary negotiation is one of the most impactful financial skills a woman can develop. Yet most women never negotiate their first offer.

"Women who negotiate their salary earn an average of $1 million more over their careers than those who don't."

The script

"Thank you for this offer — I'm genuinely excited about this role. Based on my research into the market rate for this position, and considering my experience in [specific skill], I'd like to discuss a base salary of [target number]. I want to make sure we start this relationship on a foundation that reflects the value I'll bring to the team."

Why it works

This script works because it's grateful, specific, and forward-looking. It doesn't apologize. It doesn't hedge. It states a number and ties it to value.